In most cases, we provide financial and technical assistance to the “home partners”. Home partner families are selected based on their level of need and their ability and willingness to repay the loans and provide “sweat equity”, helping to build their own homes and those of their neighbors. Working hand-in-hand with experienced staff and volunteers, these home partners contribute their efforts and build their own community together.

The new houses are not given out for free. We provide start-up funds, and the houses are sold to the home-partners through no-profit, no-interest micro-finance loans. The homeowners have to repay the loan, and their repayments will then go to the construction of public facilities and other Habitat houses . Those affected by natural disaster or extremely deprived home-partners may gain special subsidies.

This Revolving Fund for Humanity is the cornerstone of Habitat’s success--money is recycled or circulated back to the construction of more houses and not just given away. It is important that payments from each house be enough to build another house.

HFH also helps families in need to renovate their old houses. By providing series of trainings to the farmers, we also assist them to build self-development capacity, improve health awareness and safety consciousness, and eventually raise their economic income.